How Will You Pay for College?

If you need help paying for college, Federal Student Aid can help.  Each year, Federal Student Aid, an office of the U.S. Department of Education, provides more than $150 billion in higher education grants and loans to students attending college—but to qualify, you must complete the Free Application for Federal Student Aid (FAFSA).

FAFSAThe FAFSA is used for all federal grants and loans as well as for many state and institutional student aid programs.  Remember, applying is FREE and there is no income cut-off to qualify for federal student aid.  However, some aid is distributed on a first-come, first-served basis so it is important to apply early.

You can complete the FAFSA for the upcoming 2012-2013 school year now at  The online application is the quickest and easiest way to apply for aid.

The online application minimizes the number of questions you must complete by using your responses to eliminate additional questions that do not apply to you.  It also allows you to retrieve your tax information directly from the IRS to populate many of the financial questions on the FAFSA.  These improvements have helped reduce the average time it takes to complete the FAFSA by one third, from 33 minutes to 22 minutes.

In order to help you make informed decisions about college, the online FAFSA also provides you with important information about the schools you may be interested in attending, includ­ing school type, tuition costs, and net price, as well as graduation, retention, and transfer rates.  The FAFSA website also offers information on the financial aid process and explains the various types of federal student aid available.

If you have questions when completing your FAFSA, we have lots of help available through our Contact Us page on  You can contact us by:

    • Using Live Help, a secure online chat session where you can ask our customer service representatives a question;
    • Calling 1‑800‑4‑FED‑AID (1‑800‑433‑3243) or 319‑337‑5665; or
    • E-mailing us at or through our online question form.

You can also follow us on our new Twitter handle @FAFSA to get the answers to some of the most commonly asked questions about completing the FAFSA.  Or, you may want to attend our FAFSA Twitter town hall on January 26 at 4:30 p.m. Eastern Time to have your FAFSA questions answered live by the U.S. Department of Education Under Secretary Martha Kanter.

We are looking forward to receiving your FAFSA soon.  To learn more, please visit

James Runcie

James Runcie is Chief Operating Officer of Federal Student Aid


  1. why do people on state aid get the highest awards from the gov. ,yet familys who work and pay taxes are denied any grant funds, we’er told we make to much money!!! we are the poeple who fund these programs yet recieve no benifit from our tax’s paid! shouldent the system treat all AMERICAN students fare. if your family lived off the state and you recieved fafsa funds for school shouldent the funds recieved be payable from the sudent once employed! after all i paid for thier education and my kid is looking at thousands of dollars in student loans!!! what a joke!

  2. My complaint is. Why is a student in college allowed to keep financial aid that is not used for school purposes?
    I know so many students who get a check for the unused financial aid money.
    financial aid award: 2000.00
    tuition -1200.00

  3. I think its a sad thing when young people have gone through 12 years of school and done everything necessary to graduate high school to go to college and then be told you don’t qualify for this loan or that loan. No one should be denied finances needed to go to school if they are citizens of this wealthy country we live in. Yet when there is a budget cut, guess what goes first? Education!! My daughter was on the Deans List and the Chancellors List at her school but was unable to continue there because of the high cost of tuition as an out-of-state student. What do we do? even finding funding for a local college has been very hard. But I am determined that she will finish her college education! Any answers, anyone?

  4. Rather than raising interest rates on student loans, colleges should be required to lower tuition and fees a minimum of 20% in the first year (more if they have been gouging students) and an addition 5% per year over the next three years.

    Too many students are suffering due to unreasonable tuitions and fees, especially those with one or fewer parents.

    Colleges and universities need to stop telling people that “not everyone is meant to go to college” and begin to address the injustices that they have perpetrated over students and parents over the last three decades.

Comments are closed.