How to Apply for Student Loan Forgiveness if You Attended Heald College

student walking up stairs with bacpack

If you attended Heald College, you may qualify for federal student loan forgiveness. 

 

The U.S. Department of Education is committed to forgiving the federal student loans of eligible former Heald College students. If you qualify for forgiveness, you will not be required to pay back your qualifying Heald federal student loans and you may be refunded any amount that you already paid. You may be eligible if you attended Heald when it closed, or if you were misled or defrauded by Heald.

See if one of the following situations applies to you.

Situation 1: You were attending Heald College when it closed on April 27, 2015, or you withdrew on or after June 20, 2014.

You may be eligible for a type of federal student loan forgiveness called closed school discharge if you were attending Heald College when it closed on April 27, 2015, or if you withdrew on or after June 20, 2014.

This is the fastest way to receive loan forgiveness, but there are certain requirements you must meet.

What you need to do:

  1. Review the additional requirements to make sure you qualify.
  2. Complete the Closed School Discharge Application.
  3. Submit the application to your federal loan servicer.

Situation 2:  Heald College misrepresented job placement rates for your program.  

The U.S. Department of Education determined that Heald College published misleading job placement rates for many of its programs between 2010 and 2014. If you enrolled in one of these programs on or after the date listed, you can apply for loan forgiveness through an expedited process.

What you need to do:

  1. Visit StudentAid.gov/heald-findings to see if Heald misrepresented job placement rates for your program when you first enrolled.
  2. If your program is listed, submit the online application.

Situation 3: Heald College engaged in other misconduct.

If your program was not listed at StudentAid.gov/heald-findings, you may still be eligible for loan forgiveness if you believe Heald lied to you, misled you, or engaged in other misconduct. With this option, you may qualify for loan forgiveness regardless of when you attended or which program you enrolled in.

What you need to do:

  1. Complete the online application.
  2. In the section called “Other Information” provide a detailed account of your allegations of misconduct (you can also attach a separate letter to the form).

Who can I contact if I have questions or need help?

If you have questions about loan forgiveness for former Heald College students, e-mail FSAOperations@ed.gov or call the Department of Education’s hotline: 1-855-279-6207. Representatives are available Monday through Friday from 8:00 a.m. to 8:00 p.m. Eastern time.

Beware of student loan scams! You can apply for loan forgiveness for FREE through the U.S. Department of Education. We never charge application or maintenance fees, so if you’re asked to pay, walk away.

10 Comments

  1. Always talk to the financial aid department at your school about other options for loan forgiveness outside of these common ones. Some schools participate in local programs to help their students seek loan forgiveness. Before entering the military or participating in volunteer work, make sure you fully understand how much of your loans will be forgiven, and weigh this against the time commitment required from the work. Make sure you are using your time to the best of your ability.

  2. I attended Everest university
    they closed can I get info on loan forgiveness?
    some one from another place contacted me but I had to pay them a lot of money
    I’m not working and I have medical problems

  3. I attended 4/2011 & graduate 1/2013. I was paying between $50 & $180 a month. Then when I called the finance number Heald College gave me – they told me I owe nothing. Now there sending me a bill saying I owe them.

  4. Hello I attended classes to become an electrician at the Everest campus in San Bernardino County in the city of San Bernardino I haven’t told Madame Alexander for loan forgiveness but I could use your help and applying for it my address is [DELETED] thank you for your time sincerely Joseph Montour

  5. I need more info on that students Loan forgiveness I attended heald college in Salinas ca.

    • Alonso, you will need to call the phone number privided in the section toward the end titled “Who can I contact if I have questions or need help?”

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